The short version
When a brand funds a deal on SecureFluence, the money goes to Stripe, not to us. It is held inside Stripe's regulated payment infrastructure until the deal completes, then paid out to the creator's own Stripe account — or refunded to the brand if the deal fails. SecureFluence orchestrates the process and charges a disclosed 9.99% fee; it never holds client money in its own bank account.
The money flow, precisely
- 1. Brand pays. The card payment is processed by Stripe, a PCI-DSS Level 1 payment processor. SecureFluence servers never see or store card numbers.
- 2. Funds are held. The balance sits in Stripe's system, attached to the platform account, in a locked state our own operations cannot spend. Job status, amounts, and deadlines are tracked with optimistic-concurrency controls so no deal can be paid out twice.
- 3a. Deal completes → payout. When automated monitoring verifies the content stayed live for the agreed period, Stripe transfers 90.01% to the creator's connected Stripe Express account. The 9.99% platform fee is collected at this moment as a Stripe application fee.
- 3b. Deal fails → refund. If the content never goes live, is taken down early, or a dispute resolves for the brand, the payment is refunded to the brand's card through Stripe.
Who is behind SecureFluence?
SecureFluence is a service of Langugo LLC, a US limited liability company registered in Wyoming (30 North Gould Street, Suite 29711, Sheridan, WY 82801, USA). Support is reachable at support@securefluence.com, and every deal page links to the resolution center. We publish our fee (9.99%, flat, no subscription) and our legal terms openly — see Terms of Service and Privacy Policy.
To be explicit about what we are not: SecureFluence is not a bank, not a money transmitter, and never holds client funds in its own accounts. It provides secure payment protection — the hold-then-release pattern — built on Stripe Connect, where the regulated money handling happens. More on the pattern itself in our secure payment guide.
Security practices
- Card data: handled entirely by Stripe (PCI-DSS Level 1). It never touches SecureFluence servers.
- Transport & storage: all traffic is TLS-encrypted; sensitive fields are encrypted at rest.
- Account security: httpOnly session cookies, short-lived access tokens with rotating refresh tokens, and rate-limited authentication endpoints.
- Verification logs: every automated link check is logged with timestamps and response codes — the same logs used as neutral evidence in disputes.
Disputes and edge cases
Money questions are only half of trust; the other half is what happens when something goes wrong. Before any payout, either party can open a dispute. The other side gets 48 hours to submit evidence. A reviewer sees both submissions side by side along with the automated monitoring logs, and resolves the case as a full refund, a full payout, or a partial split. Funds remain locked in Stripe for the whole process — no one can run out the clock and grab the money.
Frequently asked questions
Is SecureFluence safe and legitimate?
SecureFluence is a service of Langugo LLC, a US limited liability company. All payments are processed and held by Stripe, a PCI-DSS Level 1 certified payment processor used by millions of businesses. SecureFluence never takes custody of funds in its own bank account — money moves from the brand to Stripe, and from Stripe to the creator.
Where is the money held between payment and payout?
When a brand funds a deal, the charge is processed by Stripe and the balance is held within Stripe's regulated payment infrastructure, associated with the platform account. It is released to the creator's connected Stripe Express account only when the deal conditions are verified, or refunded to the brand if the deal fails or a dispute resolves in the brand's favor.
Can SecureFluence spend or use the funds?
No. Held funds are not operating capital. The platform's only revenue is the disclosed 9.99% fee, collected as a Stripe application fee at payout time. The remaining 90.01% can only go to the creator (payout) or back to the brand (refund).
What happens if SecureFluence shut down mid-deal?
Funds held in Stripe's system remain subject to Stripe's own safeguards and are not part of Langugo LLC's assets. Open deals would be resolved by payout or refund through Stripe rather than disappearing with the platform.
Is SecureFluence a bank? Does it hold my money?
No. SecureFluence provides secure payment protection built on Stripe Connect. It is not a bank or money transmitter and never holds client funds in its own accounts; regulated money handling is performed by Stripe.
What happens in a dispute?
Either side can open a dispute before payout. The other party has 48 hours to respond with evidence. A reviewer examines both submissions together with automated link-monitoring logs and resolves the case as a full refund, full payout, or partial split. Funds stay locked in Stripe until resolution.